Win/Win Fee Structure

Fees that reflect our performance

Monitor Money believes in adding value throughout the life of your plan. Once your plan has been established, we typically charge a combination of a ‘fee for service’ – which may be capped or fixed for a specified service - and an ongoing service fee.

This fee structure ensures that neither the investment product selection nor any recommendations for restructuring your portfolio can be influenced by commission considerations.

Our ongoing service fees are based on your portfolio value and are charged in arrears. Our primary remuneration is received over the long term, rather than up-front, which makes us more accountable for our advice and ongoing services.

What you won’t be charged

• No initial consultation fees
  Your initial consultation with a Monitor Money financial adviser is completely free, and without obligation. Your financial adviser will discuss with you the cost of preparing your plan or of further consultation.
  
  
• No restructuring fees
  When we review your investment portfolio, we may uncover opportunities for improvements. In almost all cases, altering your portfolio to take advantage of these opportunities incurs no additional fee. In isolated cases where a fee may apply, you will be advised in writing before we proceed.
  
  
• No surprise fees
  We advise you in writing of all fees and costs before we proceed.