Legal requirements, disclaimer and copyright

This web site is provided as a service of Monitor Money Corporation Pty Ltd ABN 99 001 459 856 ("Monitor Money"). All users of this site agree to Monitor Money’s terms and conditions as set out below.

Who can use this site?

The information on this site is provided for Australian residents only. All references to currency are references to Australian dollars (unless otherwise stated).

Can I rely on the information at this site?

The information on this site is provided in good faith and is derived from sources which Monitor Money believes to be accurate and reliable. However, the information is subject to change at any time without notice and Monitor Money gives no warranty as to the accuracy, currency, reliability or completeness of any estimates, opinions, conclusions, recommendations or other information contained on this site. To the fullest extent permitted by law, Monitor Money disclaims all liability and responsibility for any direct or indirect loss or damage which may be suffered by any recipient through relying on anything contained in or omitted from this site.

General Advice Only

This site provides general information only, and does not constitute financial or taxation advice. The information does not take into account the particular circumstances, investment objectives or financial needs of any individual investor. Before making any investment decision, Monitor Money recommends that you obtain investment and taxation advice which takes into account your particular circumstances, investment objectives and financial needs.

Access to the Site

Monitor Money does not warrant that access to the services on this site will be uninterrupted, or that the services will be error-free.

Privacy Policy

Monitor Money may collect personal information about you when you send us an email. That personal information will only be used to provide you with the products and services you request and with information about those, and other, Monitor Money products and services, and to ensure the performance and security of this site. Otherwise, Monitor Money does not collect personal information from visitors to our site. Any information you enter into the site when using our worksheets is not stored by Money Monitor, and is not accessible to other users.

Some information we collect from you is "non-personal" information, which does not reveal your identity. Our web server automatically collects certain "non-personal" information from you so that the requested page can be provided. This information may also used to assemble and aggregate statistics about visitors to our web site.

Monitor Money will take reasonable steps to protect any personal information collected by us from loss, unauthorised access, misuse and unauthorised disclosure.

If we change the way we collect or use information about you, we will amend this privacy policy and will post an amended version on this site.

To view our Privacy Policy, please click here. Adobe Acrobat Reader needs to be installed to read this page correctly.


Copyright and Trademarks

The content of this site is owned by Monitor Money and protected under the Copyright Act 1968 (Commonwealth). No part of the web site may be reproduced, reused, retransmitted, adapted, published, broadcast or distributed for any commercial purpose whatsoever without prior written permission of Monitor Money. The information may be reproduced in hard copy only for your personal reference.

Trademarks and copyright material on this site may only be used with Monitor Money’s express written permission and such directions as may be given from time to time.

Links to our Site

You should not rely on information from any linked site. The inclusion of links is not intended as an endorsement or recommendation of the linked site or the content of such sites, and Monitor Money accepts no liability arising from the information at any linked site. You should read carefully the privacy policy and any terms and conditions that appear on linked Internet sites as Monitor Money is not responsible for any practices on linked sites that may breach your privacy.

If you create a link to this site, you do so at your own risk and subject to Monitor Money’s rights (and the guidelines set out below) and your general obligations as a user.

Users who want to link their site to the Monitor Money site must:

link their site only to the Monitor Money home page;
prominently display the Monitor Money URL and identifying logos;
ensure that the link, and the use of the Monitor Money URL and logos, does not suggest that any association exists between Monitor Money and other persons, organisations, goods or services, unless approved in writing by Monitor Money; not damage Monitor Money’s reputation or the reputation of its goods and services; and
obtain permission from Monitor Money before using any trademarks or copyright material belonging to Monitor Money. If permission is given, you must fully comply with Monitor Money’s directions regarding their use. If you fail to do so, legal action may be taken against you.

Investing with Monitor Money

Applications to invest in Monitor Money products must be made on an application form that is attached to a current Product Disclosure Statement. You can obtain a Product Disclosure Statement sending an email to Monitor Money (contactmonitor@monitormoney.com.au) or asking your Monitor Money financial adviser. Monitor Money will not provide a Product Disclosure Statement, and will not accept an application to invest in its products, from any person it believes is not an Australian resident. Product Disclosure Statements are made available for Australian residents only, and do not constitute an offer of securities, an invitation to subscribe for securities or a solicitation for business in any place outside Australia.

© All rights in this site are owned by Monitor Money Corporation Pty Ltd.